Crypto interest accounts enable you to stake your coins for a period to earn interest which is similar to traditional savings accounts. This form of investment is becoming more popular as crypto interest rates help to overcome inflation.
Note: These crypto interest accounts are in no particular order of preference.
* **Cryptocom – Choose from 40+ cryptos & stablecoins**
[Crypto.com](https://crypto.com/) has made a big push to become one of the leading crypto compound interest platforms around the world. This platform now offers interest on more than 50 different cryptocurrencies, including many of the up-and-coming altcoins that investors are most excited about holding right now.
Cryptocom’s offering is very attractive, especially when you consider that you can earn interest on crypto up to 14.5% for coins like USDC. The platform enables you to choose from flexible terms (withdraw your money anytime) or fixed 1- and 3-month staking terms. A handy rewards calculator helps you figure out the optimal balance of coins and staking to get the returns you want.
* **BlockFi – 10 popular stablecoins**
BlockFi is another industry leader when it comes to helping investors earn interest on crypto. The platform offers interest on 10 popular stablecoins, including USDC, PAX, Tether, DAI, and more. You can also earn interest on ultra-popular coins like Bitcoin, Ethereum, and Litecoin.
BlockFi’s interest account is relatively new, so the platform is still under development. This makes it a little less beginner-friendly than other options, but you can access most of the functionality of the interest account through BlockFi’s wallet app. All staking on BlockFi is fully flexible, meaning you can withdraw your coins at any time without penalties or fees.
* **Binance – Wide range of options to earn crypto**
Binance is one of the most comprehensive platforms for earning interest on crypto. It’s especially suitable for experienced crypto users who want to invest aggressively in up-and-coming projects that offer higher interest rates in exchange for higher risk.
Binance offers 2 different categories of staking options: staking that guarantees your principal, and staking that doesn’t. Since your risk is significantly higher when your initial investment isn’t guaranteed, these coins can offer interest rates up to 178%. Guaranteed staking options offer a maximum rate of 104%.
* **Midas Investments – Highest yields on BTC, ETH, USDT**
[Midas.Investments](https://midas.investments/) is a custodial crypto-investment platform with its single mission — to provide passive income streams to crypto investors. With more than 40 coins available on the platform, there’s a wide range of options for investing. The interest rates are particularly attractive, especially on the more popular coins such as BTC, ETH, USDT, BNB, and DeFi market. Most of their crypto assets boast close to 15% interest rates on average.
Midas system is equipped with several investment robots and automatic balancing. Their system is equipped with several investment robots and automatic balancing. There are no investment limits, no lock-up periods, and rewards are paid every day.
For novice users, Midas Investments offers Yield Automated Portfolio – one of the most popular forms of investment. This portfolio has the option to invest in several of the largest cryptocurrencies.
* **Coinbase – Best crypto interest account for beginners**
Coinbase offers a simple, beginner-friendly crypto interest account. It’s relatively conservative, with only 5 coins and interest rates up to 5.00%. So, Coinbase’s interest account is a good option for those just starting out rather than investors who are looking to aggressively maximize their potential returns.
With Coinbase, you can earn interest on Ethereum, Algorand, Cosmos, Tazos, DAI, and USD Coin. Rates drop as low as 0.15% APY for USDC, which is actually less than some savings accounts offer for storing fiat currency.
The nice thing about earning interest on Coinbase is that staking is built right into the Coinbase Wallet app. The crypto wallet is also integrated with the Coinbase crypto exchange, creating a closed-loop ecosystem for managing your cryptocurrency. It’s hard to beat the simplicity and convenience of Coinbase.